HSBC’s app has crashed on the day the bank it said to be spending US$200million on its digital banking services.

The London-based lender blamed a “temporary technical issue”, and said it had fixed the problem within 30 minutes.

On Friday a similar incident occurred, when a scheduled upgrade went wrong, leaving customers without access to their accounts for several hours, on most consumers payday.

HSBC has closed 340 branches in the past two years to cut costs; so more money can be spent on its online and mobile banking services.

Written by Leah Alger